Never say you're sorry or admit any kind of guilt. Remember that a claims adjuster is looking for reasons to reduce an insurance company's liability, and any admission of negligence can seriously jeopardize a claim. Holding on to the facts you know 100% without a doubt is all the information you need to complete the initial call. Be polite, but don't give answers to questions when you don't know the facts.
Don't speculate or give your opinion about what you think happened or what you think is the culprit. Speculative statements could harm your case, since the appraiser could later use them as proof that you changed your story. Keep your answers to the adjuster's questions as brief and concise as possible. Tell the truth, but don't give details that the adjuster doesn't ask for.
Just tell the insurance adjuster your full name, address, and phone number. You can also tell them what type of work you do and where you are employed. But right now you don't need to explain or discuss anything else about your work, your schedule, or your income. What Shouldn't You Tell an Insurance Adjustor After an Accident in Georgia? Use caution in your communications with an insurance claims adjuster.
Don't apologize or accept blame for the accident. Statements made to an appraiser can be used to minimize or deny your claim. Next, see more about the process involved in a Georgia car accident case. The best way to do this is to show that the person who made the claim was actually responsible for the accident.
Dealing with the aftermath of a car accident is quite difficult without navigating the complicated language of an insurance claims adjuster. The auto insurance company may use the plea of guilt as evidence that it can reduce or deny the car accident claim. Their goal is to maximize your income through premiums and then minimize your payment in claims, settlements, or car accident cases. More importantly, they allow you to settle for a small amount before you fully understand what your injuries are and how much your personal injury claim is worth.
If you or your loved one was recently injured in a serious accident, it's important to note that if a defective tire contributed to the accident, you may be able to file a lawsuit against the manufacturer to recover your losses. An experienced injury lawyer can help you tabulate your financial and non-financial losses and determine the value of your claim. Your lawyer can contact a claims adjuster on your behalf so that you don't make any harmful mistakes. They are also encouraged to resolve complaints quickly and without the help of supervisors or lawyers.
Doing any of these things after a car accident can undermine your insurance and personal injury claim. One of the worst things a car accident victim can say to an insurance claims adjuster is that they were at fault for the accident. An insurance adjuster is doing a good job for his employer when he spends as little of the company's money as possible to resolve claims. Claims adjustors will only use it to look for inconsistencies in your history over time or other reasons to invalidate your claim.
When interacting with a claims adjuster, always avoid admitting fault or implying that you may have been at fault for the accident. An attorney can complete each step of the claims process for you and handle all communications with the insurance company.