Countering a Low Insurance Settlement OfferState that the offer you received is unacceptable, refute any statement in the adjuster's letter that is inaccurate and detrimental to your claim, reestablish an acceptable figure, explain why your counteroffer is appropriate, including the reasons behind your claims for damage. With all your documentation, and after thoroughly reviewing your appraiser's offer, you and your attorney can develop a counteroffer. When an insurance company offers a low settlement, it's important to first understand why. It could be a low settlement offer because the insurance adjuster doesn't have all of the relevant bills and medical records that support your claim.
To understand if the adjuster is missing something, simply call the adjuster and ask them what they considered when submitting their settlement offer. If the offer is based on an incomplete picture of your claim, provide missing bills and medical records and ask the adjuster to reevaluate the claim. Don't take a low offer personally. Review the offer and start drafting your rejection letter.
You will need to respond to every reason the adjuster has given for the low supply. An experienced car accident resolution lawyer will provide you with legal advice on factors that may influence your choices and choices. Skilled car accident injury lawyers evaluate injured clients' claims to ensure that anyone contrary to the insurer's low offer seeks an amount that is more than enough to cover the client financially. By “speaking the language of settlement negotiations, and protecting you from the tricks and tactics of defense and insurance lawyers, the lawyer evens the playing field between you and the insurance company, which in turn increases your chances of receiving the money you deserve.