Bodily injury comes into play if you are at fault for an accident and pay the bills of other people involved in the accident. Personal injury protection is available in no-fault insurance states and covers your expenses no matter who is at fault in the accident. Liability coverage and personal injury protection (PIP) coverage are two common types of car insurance. While almost every state requires liability insurance for all drivers, only a few states require PIP coverage.
In other states, PIP can be added as additional coverage or it's simply not available. The difference between bodily injury and personal injury is where you can encounter each in a legal context. Personal Injury Protection (PIP) insurance covers your medical bills and lost wages when you or your passengers are injured in a car accident. Contact The Kryder Law Group, LLC today for a free legal consultation to answer any questions you may have about the difference between bodily and personal injury, what personal injury insurance entails, and whether or not you have a personal injury case.
If another driver injures you and you have personal injury protection as part of your auto insurance policy, you generally exhaust your PIP coverage first before resorting to other options. If you've been in an accident, you may wonder what the difference is between a bodily injury and a personal injury. Understanding what the difference is between bodily injury and personal injury can help you calculate the economic and non-economic parts of your potential financial settlement. In addition, some are confused between personal injury protection (PIP) and bodily injury liability coverage.
A personal injury lawyer can explain the difference between personal injury insurance and PIP insurance to help you understand the protection you and your family have in the event of an accident. An experienced personal injury lawyer can make a difference in achieving a successful personal injury lawsuit. The main difference between personal injury (BI) insurance and personal injury protection (PIP) insurance is that the latter, PIP, provides injury coverage to you and others involved in the accident, while BI protects you against lawsuits brought against you if you are responsible for an accident. Knowing the difference between personal injury and personal injury could be crucial to personal injury claims and what may or may not be covered by your insurance company.
When you or a loved one is involved in a car, slip and fall, or other accident that leaves you with injuries, it's important to understand what the difference is between a bodily injury and a personal injury.